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604 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 604 Missouri Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,746 sqft · built 1925
Lot Size0.339 acres (14,810 sqft)
OwnerCompany Name on File
Last Sale$239,950 (Aug 2018)
Tax Bill$5,817 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN76858

Property Details

APN / Parcel Number

Primary APN76858
Alternative APN
  • 012630000100400010

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,746 sqft Heated Area
Gross Area3,328 sqft
1st Floor Area1,586 sqft
Upper Floors Area1,160 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area582 sqft
Deck Area400 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number76858
Street Address604 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-2753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 40 LOTS 1-4 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block40
Legal Lot Number1-4,2 2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract43400

Owner

Source: Osceola County records · APN 76858

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6000 METROWEST BLVD STE 200, 200, ORLANDO, FL 32835-7631
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Commercial Mortgage
CAKE MORTGAGE CORP
Aug 06, 2018Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 07, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2018 · Amount on Record
Deed SaleAug 06, 2018 · Amount on Record
Prior SaleAug 06, 2018 · Amount on Record
Deed Document Number0053800483
Deed Book / Page5380 / 0483
Last Transfer DateOct 28, 2024
Transfer Doc0066852125
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address604 MISSOURI AVE, SAINT CLOUD, FL 34769-2753
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2850 GRANADA BLVD, KISSIMMEE, FL 34746-3536

Mortgage

Document Number0069142743
DateJan 29, 2026
Book Page6914/2743
Instrument2026012763
Lender
NameCAKE MORTGAGE CORP
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 06, 2018
Property Address604 MISSOURI AVE, SAINT CLOUD, FL 34769-2753
Document Number0053800483
Book / Page5380 / 0483
Map ReferenceMB B PG33&34
Instrument DateAug 03, 2018
Instrument2018119869
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3395 WARWICK LN, 3395, SAINT CLOUD, FL 34772-7811

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MISSOURL AVE, SAINT CLOUD, FL 34769-2753

Mortgage

Document Number2018119870
DateAug 06, 2018
Instrument2018119870
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 07, 2018
Property Address604 MISSOURI AVE, SAINT CLOUD, FL 34769-2753
Document Number0053461440
Book / Page005346 / 001440
Instrument DateJun 04, 2018
Instrument88362
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3395 WARWICK LN ST CLOUD FL 347727811, ST CLOUD, FL 34772-7811

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,817.00 (+108.2%)$324,800 (+64.61%) Land $63,200 Building $261,600$324,800 (+10.18%) Land $63,200 Building $261,600
2023$2,794.00 (+3.75%) Homeowner's exemption$197,316 (+3%)$294,800 (+8.98%) Land $57,500 Building $237,300
2022$2,693.00 Homeowner's exemption$191,569$270,500 Land $51,800 Building $218,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
15 of 18 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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