615 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 615 Main St, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	7,904 sqft · built 1927
Lot Size	0.321 acres (13,996 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jan 2021)
Tax Bill	$7,818 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-03340`

Property Details

APN / Parcel Number

Primary APN	`080-0010-03340`
Alternative APN	`1103105`

Interior

Stories	2 Stories
Building Area	7,904 sqft Gross Area
1st Floor Area	3,952 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1997
Exterior Material	Metal
Lot Area	13,996 sqft (0.321 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1103105
Street Address	615 MAIN ST
City	TOWER
State	MN
Zip	55790-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 AND 10 SERIAL #
Legal Subdivision	TOWER
Legal Block	27
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2054
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0010-03340

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2151 BIRCH POINT RD, TOWER, MN 55790-8104
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STAR CU
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit NORTH STAR CU
Dec 29, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 08, 2021	Warranty Deed, Transfer · Line of Credit NORTH STAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2021 · Amount on Record
Deed Sale	Jan 08, 2021 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	20211400666
Prior Transfer Date	Nov 27, 2020
Prior Transfer Doc	0001400665
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	615 MAIN ST, TOWER, MN 55790-5108
Transaction Type	Mortgage
Record Updated	Nov 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452019
Date	Sep 15, 2022
Instrument	1452019

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	615 MAIN ST, TOWER, MN 55790-5108
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001424372
Date	Sep 14, 2021
Instrument	1424372

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 29, 2020
Property Address	615 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1399718
Instrument Date	Dec 18, 2020
Instrument	A1399718
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$73.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 414 TOWER MN 557900414, TOWER, MN 55790-0414

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 08, 2021
Property Address	615 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1400666
Instrument Date	Nov 27, 2020
Instrument	A1400666
Transaction Type	Transfer
Record Updated	Feb 02, 2021
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2151 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104

Mortgage

Document Number	A1400667
Date	Jan 08, 2021
Instrument	A1400667

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,818.00 (+3.6%)
2025	$7,546.00 (-2.61%)	$339,700 (+28.09%) Land $12,600 Building $327,100	$339,700 (+28.09%) Land $12,600 Building $327,100
2024	$7,748.00	$265,200 (+51.2%) Land $12,600 Building $252,600	$265,200 (+51.2%) Land $12,600 Building $252,600
2022		$175,400 Land $11,400 Building $164,000	$175,400 Land $11,400 Building $164,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Minnesota
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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