612 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 612 Main St, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on Record
Last Sale	$54,900 (Nov 2019)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-03120`

Property Details

APN / Parcel Number

Primary APN	`080-0010-03120`
Alternative APN	`1080761`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,000 sqft Gross Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	65 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1080761
Street Address	612 MAIN ST
City	TOWER
State	MN
Zip	55790-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0006 BLOCK:026 SERIAL #
Legal Subdivision	CITY OF TOWER
Legal Block	26
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2056
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6543 RIVERWOOD LN, MINNEAPOLIS, MN 55430-1645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR
Nov 6, 2019	Affidavit of Death, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	20191366999
Last Transfer Date	Apr 25, 2022
Transfer Doc	0001441903
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	612 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1366999
Instrument Date	Oct 28, 2019
Instrument	A1366999
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6543 RIVERWOOD LN BROOKLYN CENTER MN 554301645, BROOKLYN CENTER, MN 55430-1645

Mortgage

Document Number	A1367000
Date	Nov 6, 2019
Instrument	A1367000

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2024

Interest

Rate Type	Adjustable Rate

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	612 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1366997
Instrument Date	Oct 28, 2019
Instrument	A1366997
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 13TH ST S VIRGINIA MN 557923149, VIRGINIA, MN 55792-3149

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	612 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1325954
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MAIN ST TOWER MN 557905108, TOWER, MN 55790-5108

Mortgage

Document Number	00A1325954
Date	Jan 16, 2018
Instrument	A1325954

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	612 MAIN ST, TOWER, MN 55790-5108
Document Number	00A1325952
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MAIN ST TOWER MN 557905108, TOWER, MN 55790-5108

Mortgage

Document Number	00A1325952
Date	Jan 16, 2018
Instrument	A1325952

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+0.72%)
2025	$1,678.00 (+9.1%)	$99,100 (+6.9%) Land $6,000 Building $93,100	$99,100 (+6.9%) Land $6,000 Building $93,100
2024	$1,538.00	$92,700 (+32.05%) Land $6,000 Building $86,700	$92,700 (+32.05%) Land $6,000 Building $86,700
2022		$70,200 Land $5,400 Building $64,800	$70,200 Land $5,400 Building $64,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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