Monroe County and Webster Town property record for 615 Lake Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1948 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,500 (Dec 2021) |
| Tax Bill | $6,320 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048.20-1-38 |
| Primary APN | 048.20-1-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 594 ft deep x 17.6 ft wide |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 048.20-1-38 |
|---|---|
| Street Address | 615 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L56 T14 R7 GORE TRACT COZY HAVEN SUB L3 297-82 |
| Legal Subdivision | COZY HAVEN SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 38.200 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO |
| Dec 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN MURRAY |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit XCEED FINANCIAL CU |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage XCEED FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Aug 6, 2008 · Amount on Record |
| Deed Document Number | 20211432 |
| Deed Book / Page | 12603 / 582 |
| Prior Transfer Date | Aug 4, 2008 |
| Prior Transfer Doc | 0000000310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 1214 LAKE RD, ONTARIO, NY 14519-9362 |
| Document Number | 0000000724 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 30072/586 |
| Instrument | 202209270724 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PITTSFORD, NY 14534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 21, 2021 |
| Property Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000001432 |
| Book / Page | 12603 / 582 |
| Map Reference | LB 297 PG 82 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 202112211432 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2019 NEWNAN XING BYP APT 703, 2019, NEWNAN, GA 30263-2892 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1214 LAKE RD, ONTARIO, NY 14519-9362 |
| Document Number | 0000001433 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 202112211433 |
| Name | JOHN MURRAY |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000000313 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 29108/313 |
| Instrument | 202103250364 |
| Name | XCEED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | EL SEGUNDO, CA 90245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 615 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000000388 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 615 LAKE RD WEBSTER NY 145801519, WEBSTER, NY 14580-1519 |
| Document Number | 0000000388 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 028153/000190 |
| Instrument | 388 |
| Name | XCEED FIN'L FCU |
|---|---|
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 18, 2034 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,320.00 (+66.4%) | ||
| 2025 | $3,798.00 (+41.61%) | $80,900 (-) Land $29,800 Building $51,100 | $168,500 (+20.79%) Land $62,068 Building $106,432 |
| 2023 | $80,900 (+3.85%) Land $29,800 Building $51,100 | $139,500 (+14.63%) Land $51,386 Building $88,114 | |
| 2022 | $77,900 Land $29,800 Building $48,100 | $121,700 Land $46,555 Building $75,145 | |
| 2021 | $2,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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