614 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 614 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,026 sqft · built 2007
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Jul 2016)
Tax Bill	$33,803 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-1.11`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-1.11`
Alternative APN	`54890482000001001110`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,026 sqft Living Area
1st Floor Area	2,864 sqft
2nd Floor Area	1,162 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	64,033 sqft (1.47 acres)
Lot Width	15 ft Width
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	614 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAKELAND ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	1.110
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

614 Lake Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 LAKE RD, WEBSTER, NY 14580-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Nov 22, 2019	Loan Modification, Mortgage · Conventional Mortgage CNB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	2016538
Deed Book / Page	11732 / 442
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	614 LAKE RD, WEBSTER, NY 14580-1520
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LAKE RD, WEBSTER, NY 14580-1520

Mortgage

Document Number	0000000627
Date	Oct 11, 2022
Book Page	30088/473
Instrument	202210110627

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	614 LAKE RD, WEBSTER, NY 14580-1520
Document Number	0000000699
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 LAKE RD WEBSTER NY 145801520, WEBSTER, NY 14580-1520

Mortgage

Document Number	0000000699
Date	Nov 27, 2019
Book Page	028300/000274
Instrument	699

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 614 Lake Rd was $33,803 with a veteran's exemption, up 1.3% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,803.00 (+1.29%) Veteran's exemption
2025	$33,374.00	$731,700 Land $240,000 Building $491,700	$1,524,400 Land $500,008 Building $1,024,392
2023		$731,700 (-) Land $240,000 Building $491,700	$1,261,600 (+10.35%) Land $413,809 Building $847,791
2022		$731,700 Land $240,000 Building $491,700	$1,143,300 Land $375,006 Building $768,294
2021	$31,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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