615 Kelmore St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 615 Kelmore St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,100 sqft · built 1975
Lot Size0.086 acres (3,750 sqft)
Owner2 Company Names on File
Last Sale$1,185,000 (Sep 2019)
Tax Bill$17,813 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN037-066-070

Property Details

APN / Parcel Number

Primary APN037-066-070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,100 sqft Living Area
Gross Area2,550 sqft
1st Floor Area1,330 sqft
2nd Floor Area770 sqft
Basement Area450 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions100 ft deep x 37 ft wide
Garage TypeBasement
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address615 KELMORE ST
CityMOSS BEACH
StateCA
Zip94038-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 W 1/2 OF LOT 29 BLOCK 31 MOSS BEACH HEIGHTS
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block31
Legal Lot Number30,29
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1038
Census Tract613600

Owner

Source: San Mateo County records · APN 037-066-070

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address615 KELMORE ST, MOSS BEACH, CA 94038-9709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jul 11, 2023Intrafamily Transfer, Transfer
Sep 06, 2019Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
Sep 13, 2019Grant Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Prior SaleDec 22, 2009 · Amount on Record
Deed Document Number201974821
Last Transfer DateJan 08, 2021
Transfer Doc0000033047
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 KELMORE ST, MOSS BEACH, CA 94038-9709
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 KELMORE ST, MOSS BEACH, CA 94038-9709

Mortgage

Document Number0000039818
DateMar 11, 2021
Instrument2021-039818
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateJul 11, 2023
Property Address615 KELMORE ST, MOSS BEACH, CA 94038-9709
Document Number0000033047
Map ReferenceMB 6 PG 8
Instrument DateJan 08, 2021
Instrument2023-033047
Transaction TypeTransfer
Record UpdatedAug 04, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address615 KELMORE ST, MOSS BEACH, CA 94038-9709

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 KELMORE ST, MOSS BEACH, CA 94038-9709
Document Number0000074823
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 REDWOOD SHORES PKWY #J301 REDWOOD CITY CA 940657406, J301, REDWOOD CITY, CA 94065-7406

Mortgage

Document Number0000074823
DateSep 13, 2019
Instrument74823
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54402-8026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateSep 13, 2019
Property Address615 KELMORE ST, MOSS BEACH, CA 94038-9709
Document Number0000074821
Instrument DateSep 06, 2019
Instrument74821
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,303.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 KELMORE ST MOSS BEACH CA 940389709, MOSS BEACH, CA 94038-9709

Mortgage

Document Number74822
DateSep 13, 2019
Instrument74822
Lender
NameGUARANTEED RATE
AddressSAN DIEGO, CA 92121
Agreement
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,321,883 (+2%) Land $396,006 Building $925,877
2025$17,813.00 (+7.06%) Homeowner's exemption$1,295,965 (+4.04%) Land $388,242 Building $907,723
2024$16,639.00 (+2.67%)
2023$16,206.00 (+1.32%) Homeowner's exemption$1,245,643 Land $373,167 Building $872,476$1,976,940
2022$15,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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