San Mateo County property record for 614 Kelmore St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,790 sqft · built 1972 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,247 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-091-130 |
| Primary APN | 037-091-130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 610 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Shingle |
| Roof Material | Tar & Gravel |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 614 KELMORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 5 & 6 BLK 35 MOSS BEACH HEIGHTS |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 35 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 613600 |
614 Kelmore St is owned and occupied by an individual who acquired it in July 2024.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 614 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 1997 |
| Deed Sale | Apr 10, 1997 |
| Prior Sale | Jun 28, 1994 · Amount on File |
| Deed Document Number | 199741438 |
| Last Transfer Date | Jul 15, 2024 |
| Transfer Doc | 0000038413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 614 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 614 KEIMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000092660 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-092660 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 24, 2022 |
| Property Address | 614 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000062810 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022-062810 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 614 KELMORE ST, MOSS BEACH, CA 94038-9709 |
The 2025 property tax bill for 614 Kelmore St was $4,247 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,663 (+235.3%) Land $273,438 Building $226,225 | ||
| 2025 | $4,247.00 Homeowner's exemption | $149,018 Land $29,398 Building $119,620 | |
| 2023 | $3,825.00 (+3.32%) | $143,233 Land $28,257 Building $114,976 | $1,728,720 |
| 2022 | $3,702.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 614 Kelmore St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 614 Kelmore St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, T-Mobile.
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