615 FM 640 Rd, Wharton, TX 77488 Property Records

Wharton County property record for 615 FM 640 Rd, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1955
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$278,500 (Mar 2021)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`20003-001-169-01`

Property Details

APN / Parcel Number

Primary APN	`20003-001-169-01`
Alternative APNs	`R027767` `27767`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Lot Area	261,360 sqft
Garage Type	Attached
Garage Area	308 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2000300116901
Street Address	615 FM 640 RD
City	WHARTON
State	TX
Zip	77488-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A20003 ABST.3 TRACT 82-7A,82-7A-1
Legal Subdivision	BARBEE ADD
Legal Tract	82
Legal Block	4
Jurisdiction	WHARTON TX
Township / Civil Division	EAST BERNARD
Census Block Group	4
Census Block	4127
Census Tract	740100

Owner

Source: Wharton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 FM 640 RD, WHARTON, TX 77488-8731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 19, 2021	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	20211593
Deed Book / Page	1209 / 675
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	615 FM 640 RD, WHARTON, TX 77488-8731
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001084/230
Date	Jan 22, 2018
Book Page	1084/230
Instrument	2018-00000313

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	615 FM 640 RD, WHARTON, TX 77488-8731
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FM 640 RD, WHARTON, TX 77488-8731
Investor	Possibly a Property Investor

Mortgage

Document Number	001283/235
Date	Sep 29, 2022
Book Page	1283/235
Instrument	2022-00006129

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	615 FM 640 RD, WHARTON, TX 77488-8731
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FM 640 RD, WHARTON, TX 77488-8731
Investor	Possibly a Property Investor

Mortgage

Document Number	001324/549
Date	Oct 23, 2023
Book Page	1324/549
Instrument	2023-00005523

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2051

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Mar 19, 2021
Property Address	615 FM 640 RD, WHARTON, TX 77488-8731
Document Number	001209/675
Book / Page	1209 / 675
Instrument Date	Mar 19, 2021
Instrument	2021-00001593
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FM 640 RD, WHARTON, TX 77488-8731
Investor	Possibly a Property Investor

Mortgage

Document Number	0001209679
Date	Mar 19, 2021
Instrument	1209/679

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,975 (+1%)	$400,670 (+6.83%) Land $220,200 Building $180,470
2025	$2,001.00 (-44.75%) Homeowner's exemption Senior Citizen's exemption	$281,795 (+15.74%)	$375,048 (+54.04%) Land $200,400 Building $174,648
2023		$243,476 Land $87,630 Building $155,846	$243,476 Land $87,630 Building $155,846
2022	$3,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	26 (2015–2017)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 20 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 100
Skynet Fixed Wireless	100 / 50

May also be available: Verizon.

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