511 FM 640 Rd, Wharton, TX 77488 Property Records

Wharton County property record for 511 FM 640 Rd, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$207,800 (Mar 2020)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20003-001-169-10`

Property Details

APN / Parcel Number

Primary APN	`20003-001-169-10`
Alternative APNs	`R027768` `27768`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Lot Area	43,560 sqft (1 acres)
Garage Area	950 sqft
Porch	Open Porch
Porch Area	604 sqft
Patio Area	216 sqft

Location & Zoning

Account Number	2000300116910
Street Address	511 FM 640 RD
City	WHARTON
State	TX
Zip	77488-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A20003 ABST.3 TRACT 82-6A
Legal Subdivision	S F AUSTIN LEAGUE NO 3 ABSTRACT NO 3
Legal Tract	82
Legal Block	4
Jurisdiction	WHARTON TX
Township / Civil Division	EAST BERNARD
Census Block Group	4
Census Block	4127
Census Tract	740100

Owner

Source: Wharton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 FM 640 RD, WHARTON, TX 77488-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 16, 2020	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 24, 2018	Vendor's Lien, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20201528
Deed Book / Page	1165 / 645
Last Transfer Date	May 4, 2026
Transfer Doc	0000002488
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WHARTON TX
Recording Date	May 8, 2026
Property Address	511 FM 640 RD, WHARTON, TX 77488-9789
Document Number	0000002488
Book / Page	1423 / 594
Instrument Date	May 4, 2026
Instrument	20262488
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FM 640 RD, WHARTON, TX 77488-9789

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHARTON TX
Recording Date	Mar 16, 2020
Property Address	511 FM 640 RD, WHARTON, TX 77488-9789
Document Number	001165/645
Book / Page	1165 / 645
Map Reference	VOL 772 PG 691
Instrument Date	Feb 28, 2020
Instrument	2020-00001528
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FM 640 RD, WHARTON, TX 77488-9789
Investor	Possibly a Property Investor

Mortgage

Document Number	0001165648
Date	Mar 16, 2020
Instrument	1165/648

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Sep 24, 2018
Property Address	511 FM 640 RD, WHARTON, TX 77488-9789
Document Number	001110/040
Book / Page	1110 / 040
Instrument Date	Sep 22, 2018
Instrument	2018-00005138
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 TRILLIUM WAY, BELMONT, NC 28012-6539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6211 KOEBLEN RD, RICHMOND, TX 77469-9073
Investor	Possibly a Property Investor

Mortgage

Document Number	201800005139
Date	Sep 24, 2018
Instrument	2018-00005139

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00 (-24.57%) Homeowner's exemption Senior Citizen's exemption	$287,238 (+5.48%) Land $53,275 Building $233,963	$287,238 (+5.48%) Land $53,275 Building $233,963
2024	$2,255.00 (-33.54%)
2023		$272,305 Land $51,750 Building $220,555	$272,305 Land $51,750 Building $220,555
2022	$3,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	26 (2015–2017)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 20 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 100
Skynet Fixed Wireless	100 / 50

May also be available: Verizon.

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