Effingham County property record for 615 Floyd Ave, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,828 sqft · built 2005 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2020) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02960-060-A00 |
| Primary APN | 02960-060-A00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,828 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Area | 784 sqft |
| Porch | Slab |
| Porch Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2418 |
|---|---|
| Street Address | 615 FLOYD AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | 1.58 AC LOT 3B (OUT 47-47C) |
| Legal Lot Number | 3B |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30207 |
Source: Effingham County records · APN 02960-060-A00
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 FLOYD AVE, GUYTON, GA 31312-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE |
| Aug 13, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Deed Document Number | 20202267 |
| Deed Book / Page | 2616 / 318 |
| Prior Transfer Date | Nov 14, 2007 |
| Prior Transfer Doc | 001696/128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 615 FLOYD AVE, GUYTON, GA 31312-4613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 615 FLOYD AVE, GUYTON, GA 31312-4613 |
| Document Number | 0000002616/0000000320 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 0000002616/0000000320 |
| Instrument | 008327 |
| Name | GUARANTY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 13, 2020 |
| Property Address | 615 FLOYD AVE, GUYTON, GA 31312-4613 |
| Document Number | 002616/318 |
| Book / Page | 2616 / 318 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020-002267 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 FLOYD AVE, GUYTON, GA 31312-4613 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,560.00 (+10.92%) Homeowner's exemption | $95,155 (+20.09%) Land $18,479 Building $76,676 | $237,886 (+20.09%) Land $46,197 Building $191,689 |
| 2024 | $2,308.00 (+38.54%) Homeowner's exemption | $79,238 (+13.48%) Land $9,850 Building $69,388 | $198,095 (+13.48%) Land $24,625 Building $173,470 |
| 2023 | $1,666.00 (-22.69%) Homeowner's exemption | $69,826 (+5.21%) Land $9,850 Building $59,976 | $174,565 (+5.21%) Land $24,625 Building $149,940 |
| 2022 | $2,155.00 Homeowner's exemption | $66,370 Land $6,394 Building $59,976 | $165,925 Land $15,985 Building $149,940 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 6 locations within half a mile of this property.
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