Effingham County property record for 610 Floyd Ave, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,600 (Jan 2017) |
| Tax Bill | $403 (2022) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02960-016-000 |
| Primary APN | 02960-016-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 42,253 sqft (0.969 acres) |
|---|
| Account Number | 2374 |
|---|---|
| Old Parcel Number | 02960016 |
| Street Address | 610 FLOYD AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-4618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | .97 AC TRACT 1A |
| Legal Subdivision | 01-A |
| Legal Tract | 1A |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30207 |
610 Floyd Ave is owned by an individual who bought it in January 2017.
Source: Effingham County records, as of March 11, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Jun 15, 2017 | Deed of Trust, Mortgage AMERIS BANK |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jan 10, 2017 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Aug 24, 2011 |
| Deed Document Number | 0002385930 |
| Deed Book / Page | 2385 / 930 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Document Number | 0000002843/0000000367 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 0000002843/0000000367 |
| Instrument | 2023003102 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2411/311 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 2411/311 |
| Instrument | 005420 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jul 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2467/498 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 2467/498 |
| Instrument | 004362 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 10, 2017 |
| Property Address | 610 FLOYD AVE, GUYTON, GA 31312-4618 |
| Document Number | 002385/930 |
| Book / Page | 2385 / 930 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2017-000073 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1506 WHITFIELD PARK CIR, SAVANNAH, GA 31406-8219 |
Source: Effingham County assessment roll, as of July 1, 2022
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $403.00 | $14,232 Land $11,272 Building $2,960 | $35,581 Land $28,181 Building $7,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 610 Floyd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 Floyd Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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