615 Edwards Rd, Franklin, NC 28734 Property Records

Macon County property record for 615 Edwards Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 768 sqft · built 1979
Lot Size	10.4 acres (454,331 sqft)
Owner	Individual Name on Record
Tax Bill	$726 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6566886562`

Property Details

APN / Parcel Number

Primary APN	`6566886562`
Alternative APNs	`1035973` `81616`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Heated Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	454,331 sqft (10.4 acres)
Terrain	Rolling
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	81616
Street Address	615 EDWARDS RD
City	FRANKLIN
State	NC
Zip	28734-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF ROAD 1421
Legal Subdivision	MAP OF THE W E WELCH ESTATE
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1031
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 EDWARDS RD, FRANKLIN, NC 28734-5892
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	615 EDWARDS RD, FRANKLIN, NC 28734-5892
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Z38/1299
Date	Jan 8, 2019
Book Page	Z-38/1299
Instrument	2019000119

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	615 EDWARDS RD, FRANKLIN, NC 28734-5892
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00K41/2008
Date	Nov 19, 2021
Book Page	K-41/2008
Instrument	2021010986

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	615 EDWARDS RD, FRANKLIN, NC 28734-5892
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00K41/2024
Date	Nov 19, 2021
Book Page	K-41/2024
Instrument	2021010987

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FRANKLIN, NC 28744

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$726.00 (-0.14%)	$174,400 (-) Land $81,810 Building $92,590	$174,400 (-) Land $81,810 Building $92,590
2025	$727.00 (+1.68%)	$174,400 (-) Land $81,810 Building $92,590	$174,400 (-) Land $81,810 Building $92,590
2023	$715.00	$174,400 Land $81,810 Building $92,590	$174,400 Land $81,810 Building $92,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Optimum.

Cell Coverage

No cell data coverage reported

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