615 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 615 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 2004
Lot Size	0.19 acres (8,266 sqft)
Owner	2 Individual Names on File
Last Sale	$510,500 (Nov 2004)
Tax Bill	$12,461 (2025)
Deeds & Mortgages	May 2018 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-473-57-00`

Property Details

APN / Parcel Number

Primary APN	`220-473-57-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,072 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,266 sqft (0.19 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	615 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 57 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

615 Edgewater Dr is owned and occupied by two individuals who acquired it in September 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2004 · Amount on File
Deed Sale	Nov 9, 2004 · Amount on File
Deed Document Number	20041065137
Last Transfer Date	Sep 19, 2013
Transfer Doc	0000594013
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	615 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185869
Date	May 9, 2018
Instrument	2018-0185869

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	615 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 EDGEWATER DR, SAN MARCOS, CA 92078-6001

Mortgage

Document Number	0000838356
Date	Dec 13, 2021
Instrument	2021-0838356

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 615 Edgewater Dr was $12,461 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,203 (+2%) Land $227,477 Building $532,726
2025	$12,461.00 Homeowner's exemption	$745,298 Land $223,017 Building $522,281
2023	$11,670.00 (+4.94%) Homeowner's exemption	$716,359 Land $214,358 Building $502,001
2022	$11,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 615 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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