396 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 396 Edgewater Dr, San Marcos, CA 92078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,419 sqft · built 2004
Lot Size	0.33 acres (14,358 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Jun 2018)
Tax Bill	$14,423 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`220-473-01-00`

Property Details

APN / Parcel Number

Primary APN	`220-473-01-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,419 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	14,358 sqft (0.33 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	396 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-5090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

Source: San Diego County records · APN 220-473-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 28, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Sep 20, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Jun 14, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 06, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 24, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 24, 2017	Grant Deed, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	2018242543
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000156404
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Transaction Type	Mortgage
Record Updated	Jun 07, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090

Mortgage

Document Number	0000376938
Date	May 18, 2021
Instrument	2021-0376938

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 01, 2061

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	Other
Max Rate	9.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090

Mortgage

Document Number	0000491265
Date	Nov 28, 2018
Instrument	2018-0491265

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415117
Date	Sep 20, 2019
Instrument	2019-0415117

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2018
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Document Number	0000242543
Map Reference	MAP 14710
Instrument Date	May 23, 2018
Instrument	2018-0242543
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090

Mortgage

Document Number	0000242544
Date	Jun 14, 2018
Instrument	2018-0242544

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 06, 2017
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Document Number	0000156404
Instrument Date	Feb 27, 2017
Instrument	156404
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	396 EDGEWATER DR SAN MARCOS CA 920785090, SAN MARCOS, CA 92078-5090

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Document Number	0000089914
Instrument Date	Feb 21, 2017
Instrument	89914
Transaction Type	Transfer
Record Updated	Mar 01, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	396 EDGEWATER DR SAN MARCOS CA 920785090, SAN MARCOS, CA 92078-5090

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Document Number	0000089913
Map Reference	MAP14710
Instrument Date	Feb 02, 2017
Instrument	2017-0089913
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 EDGEWATER DR, SAN MARCOS, CA 92078-5090

Mortgage

Document Number	0000089915
Date	Feb 24, 2017
Instrument	2017-0089915

Lender

Name	CAPITAL ONE NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$940,067 (+2%) Land $453,365 Building $486,702
2025	$14,423.00 (+6.93%)	$921,635 (+4.04%) Land $444,476 Building $477,159
2023	$13,488.00 (+1.64%)	$885,848 Land $427,217 Building $458,631
2022	$13,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730203103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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