615 E Seminary Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 615 E Seminary Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.58 acres (25,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Aug 2008)
Tax Bill	$5,698 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23 19 426 019`

Property Details

APN / Parcel Number

Primary APN	`23 19 426 019`

Exterior

Lot Area	25,299 sqft (0.58 acres)

Location & Zoning

Street Address	615 E SEMINARY AVE
City	ONARGA
State	IL
Zip	60955-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TENTH ADD E 2/3 LTS 24 & 25 BLK 1
Legal Subdivision	TENTH ADD
Legal Block	1
Legal Lot Number	24,25
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	3
Census Block	3084
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 E SEMINARY AVE, ONARGA, IL 60955-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED BANK
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2008 · Amount on Record
Deed Sale	Aug 1, 2008 · Amount on Record
Deed Document Number	20088R3671
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	615 E SEMINARY AVE, ONARGA, IL 60955-1347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17R3379
Date	Nov 14, 2017
Instrument	17R3379

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate	4.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	615 E SEMINARY AVE, ONARGA, IL 60955-1347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17R3427
Date	Nov 20, 2017
Instrument	17R3427

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 13, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,698.00 (+30.66%)	$72,740 (+26.61%) Land $4,360 Building $68,380	$218,220 (+26.61%) Land $13,080 Building $205,140
2022	$4,361.00 Homeowner's exemption	$57,450 Land $3,440 Building $54,010	$172,350 Land $10,320 Building $162,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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