436 E Seminary Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 436 E Seminary Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	2.05 acres (89,731 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2025)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23 19 427 014`

Property Details

APN / Parcel Number

Primary APN	`23 19 427 014`

Exterior

Lot Area	89,731 sqft (2.05 acres)

Location & Zoning

Street Address	436 E SEMINARY AVE
City	ONARGA
State	IL
Zip	60955-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TENTH ADD LTS 1, 2 & 3 BLK 2
Legal Subdivision	TENTH ADD
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	3
Census Block	3087
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 AVION WOODS CT, 301, NAPLES, FL 34104-4067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer OLD REPUBLIC TITLE
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	20252981
Prior Transfer Date	Nov 26, 2024
Prior Transfer Doc	0000003783
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 9, 2025
Property Address	436 E SEMINARY AVE, ONARGA, IL 60955-1352
Document Number	00025R2981
Instrument Date	Aug 25, 2025
Instrument	25R2981
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E SEMINARY AVE, ONARGA, IL 60955-1352

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	436 E SEMINARY AVE, ONARGA, IL 60955-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R2815
Date	Sep 30, 2019
Instrument	19R2815

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2024

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,564.00 (+13.74%)	$87,870 (+13.75%) Land $10,620 Building $77,250	$263,610 (+13.75%) Land $31,860 Building $231,750
2024	$5,771.00 (+17.08%) Homeowner's exemption Senior Citizen's exemption	$77,250 (+11.28%) Land $9,340 Building $67,910	$231,750 (+11.28%) Land $28,020 Building $203,730
2022	$4,929.00 Homeowner's exemption Senior Citizen's exemption	$69,420 Land $8,390 Building $61,030	$208,260 Land $25,170 Building $183,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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