615 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 615 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 1901
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,000 (Dec 2014)
Tax Bill	$975 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054057I E 03000`

Property Details

APN / Parcel Number

Primary APN	`054057I E 03000`
Alternative APNs	`057I E 03000 00002057I` `057I E 03000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	776 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	354 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	615 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054N B 054N 00600 000, COUNTY AREA: D01
Legal Subdivision	INGLESIDE
Legal Block	B
Legal Lot Number	13
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1007
Census Tract	970401

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 E MADISON AVE, ATHENS, TN 37303-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jan 31, 2018	Quit Claim Deed, Transfer RAGLE TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2014 · Amount on Record
Deed Sale	Dec 1, 2014 · Amount on Record
Prior Sale	Mar 1, 2012 · Amount on Record
Deed Document Number	2014170024
Deed Book / Page	20G / 182
Prior Transfer Date	Jun 25, 2013
Prior Transfer Doc	000019Z803
Record Updated	Jun 8, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCMINN TN
Property Address	615 E MADISON AVE, ATHENS, TN 37303-3735
Document Number	1140338
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E MADISON AVE ATHENS TN 373033735, ATHENS, TN 37303-3735

Mortgage

Document Number	1140338
Date	Apr 11, 2018
Book Page	001140/000338
Instrument	196901

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2043

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 31, 2018
Property Address	615 E MADISON AVE, ATHENS, TN 37303-3735
Document Number	21I774
Book / Page	00021I / 000774
Instrument Date	Jan 29, 2018
Instrument	195230
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	RAGLE TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 E MADISON AVE #F ATHENS TN 373033735, F, ATHENS, TN 37303-3735

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$46,625 (-) Land $2,975 Building $43,650
2024	$975.00	$46,625 (-) Land $2,975 Building $43,650
2023	$975.00 (+9.92%)	$46,625 (+52.24%) Land $2,975 Building $43,650	$186,500 (+52.24%) Land $11,900 Building $174,600
2022	$887.00	$30,625 Land $3,825 Building $26,800	$122,500 Land $15,300 Building $107,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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