612 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 612 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,610 sqft · built 1907
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Aug 2020)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054057I E 02700`

Property Details

APN / Parcel Number

Primary APN	`054057I E 02700`
Alternative APNs	`057I E 02700 00002057I` `057I E 02700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,610 sqft Living Area
1st Floor Area	2,256 sqft
Upper Floors Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1988
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	612 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054N A 054N 01300 000 PT 9, COUNTY AREA: D01
Legal Subdivision	INGLESIDE
Legal Block	E
Legal Lot Number	11
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3045
Census Tract	970300

Owner

612 E Madison Ave is owned and occupied by two individuals who bought it in August 2020.

Source: McMinn County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF FRANKEWING
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	2020217593
Deed Book / Page	22H / 674
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	000021Q632
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001275860
Date	Mar 24, 2022
Book Page	1275/860
Instrument	234747

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 24, 2020
Property Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Document Number	000022H674
Book / Page	22H / 674
Map Reference	MB AA PG 556&557
Instrument Date	Aug 21, 2020
Instrument	217593
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217594
Date	Aug 24, 2020
Instrument	217594

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 16, 2019
Property Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Document Number	21Z222
Book / Page	00021Z / 000222
Instrument Date	Oct 16, 2019
Instrument	210010
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 E MADISON AVE ATHENS TN 373033736, ATHENS, TN 37303-3736

Mortgage

Document Number	11811
Date	Oct 16, 2019
Book Page	001181/000001
Instrument	210011

Lender

Name	BANK OF FRANKEWING
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Conventional with PMI
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Nov 27, 2018
Property Address	612 E MADISON AVE, ATHENS, TN 37303-3736
Document Number	21Q632
Book / Page	00021Q / 000632
Instrument Date	Nov 15, 2018
Instrument	202263
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E MADISON AVE ATHENS TN 373033736, ATHENS, TN 37303-3736

Tax Assessment & Valuation

The 2025 property tax bill for 612 E Madison Ave was $1,875.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00	$89,725 (-) Land $4,050 Building $85,675
2024	$1,875.00	$89,725 (-) Land $4,050 Building $85,675
2023	$1,875.00 (+10.62%)	$89,725 (+53.25%) Land $4,050 Building $85,675	$358,900 (+53.25%) Land $16,200 Building $342,700
2022	$1,695.00	$58,550 Land $5,175 Building $53,375	$234,200 Land $20,700 Building $213,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 612 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 E Madison Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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