615 E Hobcaw Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 615 E Hobcaw Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,650 sqft · built 1984
Lot Size	0.43 acres (18,731 sqft)
Owner	Trust Name on File
Last Sale	$825,000 (Sep 2021)
Tax Bill	$5,545 (2025)
Deeds & Mortgages	May 2022 Transfer Jan 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-04-00-021`

Property Details

APN / Parcel Number

Primary APN	`514-04-00-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,650 sqft Living Area
1st Floor Area	1,451 sqft
Upper Floors Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	157 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	264 sqft
Porch	Porch
Porch Area	35 sqft
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	615 E HOBCAW DR
City	MOUNT PLEASANT
State	SC
Zip	29464-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HOBCAW POINT DESCRIPTION -LOT 6 BLK S
Legal Subdivision	HOBCAW POINT
Legal Block	S
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2011
Census Tract	4621

Owner

615 E Hobcaw Dr is owner-occupied and held in a trust since September 2021.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	615 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Intrafamily Transfer, Transfer
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Sep 18, 2021	Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2021 · Amount on File
Deed Sale	Sep 18, 2021 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Book / Page	1034 / 129
Prior Transfer Date	Aug 22, 2008
Prior Transfer Doc	00080016
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	May 17, 2022
Property Address	615 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2549
Document Number	0011090565
Book / Page	1109 / 565
Map Reference	MB T114 PG 364
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	615 E HOBCAW DR, MT PLEASANT, SC 29464-2549

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	615 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2549
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010690779
Date	Jan 20, 2022
Book Page	1069/779

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 18, 2021
Property Address	615 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2549
Document Number	0010340129
Book / Page	1034 / 129
Map Reference	MB T114 PG 364
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2549

Mortgage

Document Number	0001034130
Date	Sep 18, 2021
Instrument	1034/130

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 615 E Hobcaw Dr was $5,545, up 13.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,545.00 (+13.93%)	$1,495,000 (+2,775%) Land $575,000 Building $920,000	$2,905,900 Land $710,100 Building $2,195,800
2024	$4,867.00	$52,000
2022	$11,408.00	$49,500	$825,000 Land $500,000 Building $325,000
2020			$1,300,000 Land $500,000 Building $800,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 E Hobcaw Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 170 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 E Hobcaw Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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