614 E Hobcaw Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 614 E Hobcaw Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,601 sqft · built 1979
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Aug 2026)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`514-04-00-008`

Property Details

APN / Parcel Number

Primary APN	`514-04-00-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	1,911 sqft
Upper Floors Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	161 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	614 E HOBCAW DR
City	MOUNT PLEASANT
State	SC
Zip	29464-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HOBCAW POINT DESCRIPTION -LT 13 BLK P
Legal Subdivision	HOBCAW POINT
Legal Block	P
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	4621

Owner

614 E Hobcaw Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
May 24, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 16, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	May 24, 2022 · Amount on File
Deed Document Number	202653100
Deed Book / Page	1411 / 395
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0350/0795
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 24, 2026
Property Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0000053100
Book / Page	1411 / 395
Instrument Date	Aug 21, 2026
Instrument	202653100
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691,345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550

Mortgage

Document Number	0000053101,
Date	Aug 24, 2026
Instrument	202653101

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 24, 2022
Property Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0011110812
Book / Page	1111 / 812
Map Reference	MB T PG 143
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,377.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550

Mortgage

Document Number	0001111815
Date	May 24, 2022
Instrument	1111/815

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	8.87%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 16, 2020
Property Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0890/0623
Book / Page	000890 / 000623
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 MARKET ST #241 CHARLESTON SC 294016948, 241, CHARLESTON, SC 29401-6948

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0752/0859
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	614 E HOBCAW DR MOUNT PLEASANT SC 294642550, MOUNT PLEASANT, SC 29464-2550

Mortgage

Document Number	0752/0859
Date	Oct 12, 2018
Book Page	000752/000859

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.15%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	614 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0752/0858
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	614 E HOBCAW DR MOUNT PLEASANT SC 294642550, MOUNT PLEASANT, SC 29464-2550

Mortgage

Document Number	0752/0858
Date	Oct 12, 2018
Book Page	000752/000858

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	600 22ND ST # 300, VIRGINIA BEACH, VA 23451-4091

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.15%

Tax Assessment & Valuation

The 2025 property tax bill for 614 E Hobcaw Dr was $4,931, up 1.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 (+1.4%)	$1,332,400 (+2,464.28%) Land $722,500 Building $609,900	$1,332,400 (+2.57%) Land $722,500 Building $609,900
2024	$4,863.00	$51,960	$1,299,000 Land $700,000 Building $599,000
2022	$9,125.00	$28,540	$657,500 Land $485,000 Building $172,500
2020			$1,299,000 Land $700,000 Building $599,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 614 E Hobcaw Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	219 units insured incl. 6 condo units
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 E Hobcaw Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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