615 E Hill St, Garrett, IN 46738 Property Records

DeKalb County property record for 615 E Hill St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,630 sqft · built 1970
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Jan 2022)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-328-012.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-328-012.000-013`
Alternative APN	`260903328012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903328012
Street Address	615 E HILL ST
City	GARRETT
State	IN
Zip	46738-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAWSON 2ND ADD PLAT 2 LOT 24
Legal Subdivision	HARVEY DAWSON 2ND ADDITION
Legal Lot Number	24
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1022
Census Tract	20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 E HILL ST, GARRETT, IN 46738-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	2022513
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 25, 2022
Property Address	615 E HILL ST, GARRETT, IN 46738-2032
Document Number	0202200513
Map Reference	PL 4 PG 182
Instrument Date	Jan 19, 2022
Instrument	202200513
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E HILL ST, GARRETT, IN 46738-2032

Mortgage

Document Number	0202200514
Date	Jan 25, 2022
Instrument	202200514

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,977.00 (+15.48%)	$236,400 (+21.29%) Land $56,700 Building $179,700	$236,400 (+21.29%) Land $56,700 Building $179,700
2024	$1,712.00 (+15.52%)	$194,900 (+8.28%) Land $49,300 Building $145,600	$194,900 (+8.28%) Land $49,300 Building $145,600
2023	$1,482.00 (+5.18%)	$180,000 (+19.13%) Land $45,300 Building $134,700	$180,000 (+19.13%) Land $45,300 Building $134,700
2022	$1,409.00	$151,100 Land $37,200 Building $113,900	$151,100 Land $37,200 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20