DeKalb County property record for 600 E Hill St, Garrett, IN 46738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,820 sqft · built 1970 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,600 (Nov 2017) |
| Tax Bill | $2,095 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-03-327-016.000-013 |
| Primary APN | 17-09-03-327-016.000-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 260903327016 |
|---|---|
| Street Address | 600 E HILL ST |
| City | GARRETT |
| State | IN |
| Zip | 46738-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAWSON 2ND ADD PLAT#2 W 90' LOT 12 |
| Legal Subdivision | DAWSON 2ND ADD |
| Legal Lot Number | 12 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20602 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 600 E HILL ST, GARRETT, IN 46738-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2011 · Amount on Record |
| Deed Document Number | 20176056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 600 E HILL ST, GARRETT, IN 46738-2033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202204124 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202204124 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 600 E HILL ST, GARRETT, IN 46738-2033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202107535 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 202107535 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Nov 2, 2017 |
| Property Address | 600 E HILL ST, GARRETT, IN 46738-2033 |
| Document Number | 0201706056 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 201706056 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 E HILL ST, GARRETT, IN 46738-2033 |
| Document Number | 0201706057 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 201706057 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,095.00 (+6.67%) | $247,700 (+14.36%) Land $51,000 Building $196,700 | $247,700 (+14.36%) Land $51,000 Building $196,700 |
| 2024 | $1,964.00 (+15.12%) | $216,600 (+8.25%) Land $44,400 Building $172,200 | $216,600 (+8.25%) Land $44,400 Building $172,200 |
| 2023 | $1,706.00 (+3.71%) | $200,100 (+18.97%) Land $40,800 Building $159,300 | $200,100 (+18.97%) Land $40,800 Building $159,300 |
| 2022 | $1,645.00 | $168,200 Land $33,500 Building $134,700 | $168,200 Land $33,500 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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