615 Central St, Evanston, IL 60201 Property Records

Cook County property record for 615 Central St, Evanston, IL 60201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,754 sqft · built 1956
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Feb 2003)
Tax Bill	$30,700 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-410-014`

Property Details

APN / Parcel Number

Primary APN	`05-35-410-014`
Alternative APN	`05-35-410-014-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,754 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,900 sqft (0.273 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	615 CENTRAL ST
City	EVANSTON
State	IL
Zip	60201-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CLINTON) (MANOR) SUB OF LTS1-5 BLK1 & VAC ALLEY ADJ LTS1-3, ALSO LTS1-2 BLK2 ALL IN NATE & PHELPS ADD TO EVANSTON IN SMITHS
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	CLINTON MANOR
Legal Block	1,2
Legal Lot Number	1-5
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	2
Census Block	2003
Census Tract	808800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northeast Evanston Historic District listed 1999 · 739 contributing resources · NRIS 99000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 CENTRAL ST, EVANSTON, IL 60201-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Feb 23, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Jun 12, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2003 · Amount on Record
Deed Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	200353698
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	615 CENTRAL ST, EVANSTON, IL 60201-1732
Document Number	2035141067
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 CENTRAL ST EVANSTON IL 602011732, EVANSTON, IL 60201-1732

Mortgage

Document Number	2035141067
Date	Dec 16, 2020
Instrument	35141067

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	615 CENTRAL ST, EVANSTON, IL 60201-1732
Document Number	1805908129
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 CENTRAL ST EVANSTON IL 602011732, EVANSTON, IL 60201-1732

Mortgage

Document Number	1805908129
Date	Feb 28, 2018
Instrument	5908129

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2017
Property Address	615 CENTRAL ST, EVANSTON, IL 60201-1732
Document Number	1716349197
Instrument Date	Mar 17, 2017
Instrument	16349197
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 CENTRAL ST EVANSTON IL 602011732, EVANSTON, IL 60201-1732

Mortgage

Document Number	1716349197
Date	Jun 12, 2017
Instrument	16349197

Lender

Name	FIRST BK
Type	Bank
Address	EVANSTON, IL 60201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,000 (+9.3%) Land $38,080 Building $102,920	$1,410,000 (+9.3%) Land $380,800 Building $1,029,200
2023	$30,700.00 (+4.35%)
2022	$29,420.00 Homeowner's exemption	$129,000 Land $32,725 Building $96,275	$1,290,000 Land $327,250 Building $962,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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