628 Central St, Evanston, IL 60201 Property Records

Cook County property record for 628 Central St, Evanston, IL 60201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,287 sqft · built 1910
Lot Size	0.191 acres (8,325 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Mar 2014)
Tax Bill	$25,978 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-200-008`

Property Details

APN / Parcel Number

Primary APN	`11-07-200-008`
Alternative APN	`11-07-200-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,287 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1911
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	8,325 sqft (0.191 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	628 CENTRAL ST
City	EVANSTON
State	IL
Zip	60201-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRIDGES) SUB OF PT NE IN ASSESSORS SUB OF THE NE SEC 07-41-14
Legal Range	14E
Legal Township	41N
Legal Section	07
Legal Subdivision	BRIDGES SUB
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	2
Census Block	2032
Census Tract	808800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northeast Evanston Historic District listed 1999 · 739 contributing resources · NRIS 99000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 Central St is owned and occupied by an individual who bought it in March 2014.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	628 CENTRAL ST, EVANSTON, IL 60201-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage DRAPER & KRAMER MTG
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2014 · Amount on File
Deed Sale	Mar 20, 2014 · Amount on File
Deed Document Number	20141000
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	628 CENTRAL ST, EVANSTON, IL 60201-1733
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024225006
Date	Aug 30, 2021
Instrument	2124225006

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Month LIBOR
Margin	3
Max Rate	7.37%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	628 CENTRAL ST, EVANSTON, IL 60201-1733
Document Number	2101239406
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	628 CENTRAL ST EVANSTON IL 602011733, EVANSTON, IL 60201-1733

Mortgage

Document Number	2101239406
Date	Jan 12, 2021
Instrument	1239406

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	628 CENTRAL ST, EVANSTON, IL 60201-1733
Document Number	1729339106
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CENTRAL ST EVANSTON IL 602011733, EVANSTON, IL 60201-1733

Mortgage

Document Number	1729339106
Date	Oct 20, 2017
Instrument	29339106

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,000 Land $26,640 Building $110,360	$1,370,000 Land $266,400 Building $1,103,600
2023	$25,978.00 (+4.37%)
2022	$24,891.00 Homeowner's exemption	$109,669 Land $22,893 Building $86,776	$1,096,690 Land $228,930 Building $867,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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