609 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 609 Cedar St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 947 sqft · built 1928
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$966 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-021-524.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-021-524.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	947 sqft Living Area

Exterior

Year Built	Built 1928
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	609 CEDAR ST
City	WASHINGTON
State	MO
Zip	63090-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 G H OTTOS
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NW
Legal Subdivision	G H OTTOS
Legal Block	21
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4006
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 SKYVIEW LN, LABADIE, MO 63055-1227
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF WASHINGTON
Jun 3, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 27, 2018	Deed of Trust, Mortgage FRANKLIN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2020
Transfer Doc	0000008366
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	609 CEDAR ST, WASHINGTON, MO 63090-2418
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202398
Date	Feb 14, 2022
Instrument	2202398

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 3, 2020
Property Address	609 CEDAR ST, WASHINGTON, MO 63090-2418
Document Number	0000008366
Instrument Date	May 29, 2020
Instrument	8366
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 SKYVIEW LN LABADIE MO 630551227, LABADIE, MO 63055-1227

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	609 CEDAR ST, WASHINGTON, MO 63090-2418
Document Number	0000002950
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5261 WOODLAND RD WASHINGTON MO 630905340, WASHINGTON, MO 63090-5340

Mortgage

Document Number	0000002950
Date	Mar 7, 2018
Instrument	2950

Lender

Name	FRANKLIN MTG
Type	Mortgage Company
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00 (+4.32%)	$17,323 (+6.17%)	$91,170 (+6.17%) Land $19,640 Building $71,530
2023	$926.00 (+11.57%)	$16,316	$85,870 Land $19,640 Building $66,230
2022	$830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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