615 Albany Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 615 Albany Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1983
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual on Record
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-003-053.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-003-053.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1983
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	615 ALBANY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:40 CLAIRTOWN
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CLAIRTOWN
Legal Block	3
Legal Lot Number	40
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2015
Census Tract	800904

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	615 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION CO LLC
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC
Dec 15, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022
Deed Sale	Oct 3, 2022
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	2215265
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	615 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211413
Date	Jul 19, 2022
Instrument	2211413

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Nov 1, 2022

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 3, 2022
Property Address	615 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Document Number	0002215265
Map Reference	PB H PG 32
Instrument Date	Sep 29, 2022
Instrument	2215265
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ALBANY AVE, SAINT CLAIR, MO 63077-1268

Mortgage

Document Number	0002215266
Date	Oct 3, 2022
Instrument	2215266

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	615 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Document Number	0000000043
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ALBANY AVE ST CLAIR MO 630771268, ST CLAIR, MO 63077-1268

Mortgage

Document Number	0000000043
Date	Jan 4, 2021
Instrument	43

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+17.64%)	$21,290 (+8.8%)	$112,050 (+8.8%) Land $16,930 Building $95,120
2023	$1,219.00 (+9.13%)	$19,568	$102,990 Land $16,930 Building $86,060
2022	$1,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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