605 Albany Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 605 Albany Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1982
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Dec 2009)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-003-042.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-003-042.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area

Exterior

Year Built	Built 1982
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	605 ALBANY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:39 CLAIRTOWN
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CLAIRTOWN
Legal Block	3
Legal Lot Number	39
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2015
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage UNITED BK/UNION
May 27, 2020	Quit Claim Deed, Transfer UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2009 · Amount on Record
Deed Sale	Dec 9, 2009 · Amount on Record
Prior Sale	Dec 9, 2009
Deed Document Number	0000023695
Last Transfer Date	May 27, 2020
Transfer Doc	0000007717
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	605 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Document Number	0000007718
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	605 ALBANY AVE ST CLAIR MO 630771268, ST CLAIR, MO 63077-1268

Mortgage

Document Number	0000007718
Date	May 27, 2020
Instrument	7718

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 26, 2040

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 27, 2020
Property Address	605 ALBANY AVE, SAINT CLAIR, MO 63077-1268
Document Number	0000007717
Instrument Date	May 18, 2020
Instrument	7717
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 ALBANY AVE ST CLAIR MO 630771268, ST CLAIR, MO 63077-1268

Mortgage

Document Number	7718
Date	May 27, 2020
Instrument	7718

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 26, 2040

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+18.14%)	$20,593 (+9.27%)	$108,380 (+9.27%) Land $16,930 Building $91,450
2023	$1,174.00 (+9.01%)	$18,846	$99,190 Land $16,930 Building $82,260
2022	$1,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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