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615 3rd St SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 615 3rd St SE, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details804 sqft · built 1920
Lot Size0.276 acres (12,045 sqft)
OwnerIndividual Name on File
Last Sale$37,894 (Mar 2016)
Tax Bill$1,830 (2026)
Deeds & MortgagesMay 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN21-043-0500

Property Details

APN / Parcel Number

Primary APN21-043-0500

Interior

Building Area804 sqft Living Area
Basement Area660 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area12,045 sqft (0.276 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address615 3RD ST SE
CityMILACA
StateMN
Zip56353-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTER 4 RDS OF W 12 RDS OF LOT 1 BLK 22
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionTHIRD ADDITION TO MILACA
Legal Block22
Legal Lot Number1
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2038
Census Tract170500

Owner

Source: Mille Lacs County records · APN 21-043-0500

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9396 230TH ST, MILACA, MN 56353-3111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL CO
Dec 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2016 · Amount on Record
Deed SaleMar 02, 2016 · Amount on Record
Deed Document Number2016394060
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address615 3RD ST SE, MILACA, MN 56353-1310
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyDCA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA424480
DateMay 19, 2021
InstrumentA424480
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address615 3RD ST SE, MILACA, MN 56353-1310
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyHOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA409598
DateDec 18, 2018
InstrumentA409598
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueDec 14, 2021
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,830.00 (+13.52%)
2025$132,500 (+16.23%) Land $32,000 Building $100,500$132,500 (+16.23%) Land $32,000 Building $100,500
2023$1,612.00$114,000 Land $28,000 Building $86,000$114,000 Land $28,000 Building $86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
East Central EnergyFiber2,000 / 2,000
Midcontinent CommunicationsCable1,250 / 60
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
Benton Cooperative Telephone CompanyCable100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Benton Cooperative Telephone Company, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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