540 3rd St SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 540 3rd St SE, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1955
Lot Size	0.371 acres (16,167 sqft)
Owner	Individual Name on File
Last Sale	$140,900 (Jun 2017)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-043-0420`

Property Details

APN / Parcel Number

Primary APN	`21-043-0420`

Interior

Building Area	1,206 sqft Living Area
Basement Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	16,167 sqft (0.371 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	80 sqft

Location & Zoning

Street Address	540 3RD ST SE
City	MILACA
State	MN
Zip	56353-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 81.667 FT OF W 205.001 FT OF LOT 3 BLK 21
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	21
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2033
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-043-0420

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 3RD ST SE, MILACA, MN 56353-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Jun 04, 2013 · Amount on Record
Deed Document Number	2017401142
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	000A379757
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 20, 2017
Property Address	540 3RD ST SE, MILACA, MN 56353-1309
Document Number	000A401142
Instrument Date	Jun 19, 2017
Instrument	A401142
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$464.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 3RD ST SE, MILACA, MN 56353-1309

Mortgage

Document Number	000A401143
Date	Jun 20, 2017
Instrument	A401143

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (+10.3%)
2025	$2,778.00 (+6.03%) Homeowner's exemption	$244,600 (+21.87%) Land $32,000 Building $212,600	$244,600 (+21.87%) Land $32,000 Building $212,600
2023	$2,620.00	$200,700 Land $28,000 Building $172,700	$200,700 Land $28,000 Building $172,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
East Central Energy	Fiber	2,000 / 2,000
Midcontinent Communications	Cable	1,250 / 60
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Benton Cooperative Telephone Company	Cable	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Cooperative Telephone Company, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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