615 3rd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 615 3rd Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Jul 2019)
Tax Bill	$2,686 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58.575.2350`

Property Details

APN / Parcel Number

Primary APN	`58.575.2350`

Exterior

Lot Area	5,000 sqft (0.11 acres)

Location & Zoning

Street Address	615 3RD AVE S
City	MOORHEAD
State	MN
Zip	56560-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE MOORHEAD SUBDIVISIONCD 58575 W 50' OF 1 TO 4 101
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	ORIGINAL TOWNSITE MOORHEAD
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2051
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE
Apr 21, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2019	Quit Claim Deed, Transfer TITLE COMPANY/FARGO, TITLE CO/FARGO
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Oct 17, 2018	Quit Claim Deed, Transfer TITLE COMPANY/FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	2019791756
Last Transfer Date	Apr 20, 2021
Transfer Doc	0000814764
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Apr 21, 2021
Property Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number	0000814764
Instrument Date	Apr 20, 2021
Instrument	814764
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 3RD AVE S, MOORHEAD, MN 56560-2704

Mortgage

Document Number	0000814765
Date	Apr 21, 2021
Instrument	814765

Lender

Name	VALLEY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Apr 21, 2021
Property Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number	0000814766
Instrument Date	Apr 20, 2021
Instrument	814766
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 WESTGATE DR S, FARGO, ND 58103-3526

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Aug 20, 2019
Property Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number	0000792666
Instrument Date	Jul 19, 2019
Instrument	792666
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2832 WESTGATE DR S FARGO ND 581033526, FARGO, ND 58103-3526

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 24, 2019
Property Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number	0000791756
Instrument Date	Jul 19, 2019
Instrument	791756
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 WESTGATE DR S, FARGO, ND 58103-3526

Mortgage

Document Number	0000791757
Date	Jul 24, 2019
Instrument	791757

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Oct 17, 2018
Property Address	615 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number	0000784365
Instrument Date	Oct 12, 2018
Instrument	784365
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	TITLE COMPANY/FARGO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 3RD AVE S MOORHEAD MN 565602704, MOORHEAD, MN 56560-2704

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,686.00 (+14.2%)	$152,300 (-2.93%) Land $27,500 Building $124,800	$152,300 (-2.93%) Land $27,500 Building $124,800
2025		$156,900 (+3.22%) Land $30,800 Building $126,100	$156,900 (+3.22%) Land $30,800 Building $126,100
2023	$2,352.00	$152,000 Land $30,800 Building $121,200	$152,000 Land $30,800 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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