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609 3rd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 609 3rd Ave S, Moorhead, MN 56560

Property Summary

Property TypeMulti-Family Dwellings
Lot Size0.17 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Jul 2016)
Tax Bill$3,812 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58.575.2460

Property Details

APN / Parcel Number

Primary APN58.575.2460

Exterior

Architectural StyleMulti-Family
Lot Area7,500 sqft (0.17 acres)

Location & Zoning

Street Address609 3RD AVE S
CityMOORHEAD
StateMN
Zip56560-2704
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSUBDIVISIONNAME ORIGINAL TOWNSITE MOORHEAD SUBDIVISIONCD 58575 E 50' OF 19 TO 24 101
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionORIGINAL TOWNSITE MOORHEAD
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2051
Census Tract20300

Owner

609 3rd Ave S, a residential property, is owned by two individuals who bought it in July 2016.

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1521 8TH ST S, FARGO, ND 58103-4237
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2016 · Amount on File
Deed SaleJul 25, 2016 · Amount on File
Prior SaleNov 12, 2014 · Amount on File
Deed Document Number2016538111
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateJan 24, 2022
Property Address609 3RD AVE S, MOORHEAD, MN 56560-2704
Document Number0000825327
Instrument DateJan 19, 2022
Instrument825327
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyFM TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$674.85
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address609 3RD AVE S, MOORHEAD, MN 56560-2704

Mortgage

Document Number0000825328
DateJan 24, 2022
Instrument825328
Lender
NameIMAGINE HOME LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 609 3rd Ave S was $3,812.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,812.00$199,600 (+8.3%) Land $36,300 Building $163,300$199,600 (+8.3%) Land $36,300 Building $163,300
2025$184,300 Land $35,700 Building $148,600$184,300 Land $35,700 Building $148,600
2023$2,458.00 Homeowner's exemption$176,200 Land $35,700 Building $140,500$176,200 Land $35,700 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 3rd Ave S in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2011)
Claims Outside the SFHA12 of 17
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 7 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 3rd Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area		2,000 / 350
Sparklight
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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