6146 Simms Dr, La Plata, MD 20646 Property Records

Charles County property record for 6146 Simms Dr, La Plata, MD 20646

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 ba · 8,112 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$802,000 (Aug 2020)
Tax Bill	$213 (2023)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-049399`

Property Details

APN / Parcel Number

Primary APN	`01-049399`
Alternative APNs	`1049399` `049399`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	8,112 sqft Gross Area
1st Floor Area	3,120 sqft
Basement Area	2,316 sqft
Finished Basement	2,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	561 sqft
Deck Area	375 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049399
Street Address	6146 SIMMS DR
City	LA PLATA
State	MD
Zip	20646-3402
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RC
Legal Description	LOT 5 SEC 3 = 2.0042 AC CAERNARVON WOOD SUB
Legal Subdivision	CAERNARVON WOOD SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2022
Census Tract	850600

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6146 SIMMS DR, LA PLATA, MD 20646-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed, Transfer · Line of Credit ARLINGTON COMMUNITY FCU
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Book / Page	11284 / 152
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0101570070
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 21, 2020
Property Address	6146 SIMMS DR, LA PLATA, MD 20646-3402
Document Number	0112840152
Book / Page	11284 / 152
Map Reference	MB 38 PL 18
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ADVANTAGE SETTLEMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6146 SIMMS DR, LA PLATA, MD 20646-3402

Mortgage

Document Number	11284176
Date	Aug 21, 2020
Instrument	11284/176

Lender

Name	ARLINGTON COMMUNITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0112840159
Date	Aug 21, 2020
Book Page	11284/159

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6146 SIMMS DR, LA PLATA, MD 20646-3402
Document Number	0102500113
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 SIMMS DR LA PLATA MD 206463402, LA PLATA, MD 20646-3402

Mortgage

Document Number	0102500113
Date	May 3, 2018
Book Page	010250/000113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 2, 2018
Property Address	6146 SIMMS DR, LA PLATA, MD 20646-3402
Document Number	0101570070
Book / Page	010157 / 000070
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 SIMMS DR LA PLATA MD 206463402, LA PLATA, MD 20646-3402

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,069,000 (+10.37%) Land $168,000 Building $901,000	$1,069,000 (-) Land $168,000 Building $901,000
2025	Homeowner's exemption	$968,600 (+26.15%)	$1,069,000 (+39.23%) Land $168,000 Building $901,000
2023	$213.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$767,800 Land $168,000 Building $599,800	$767,800 Land $168,000 Building $599,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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