6142 Simms Dr, La Plata, MD 20646 Property Records

Charles County property record for 6142 Simms Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,298 sqft · built 1999
Lot Size	6.66 acres (290,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Aug 2019)
Tax Bill	$17,774 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-049402`

Property Details

APN / Parcel Number

Primary APN	`01-049402`
Alternative APNs	`1049402` `049402`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,298 sqft Living Area
Gross Area	5,018 sqft
1st Floor Area	1,626 sqft
Basement Area	968 sqft
Finished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	290,545 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049402
Street Address	6142 SIMMS DR
City	LA PLATA
State	MD
Zip	20646-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 6A & 7A SEC 3 CAERNARVON WOODS SUB
Legal Subdivision	CAERNARVON WOODS SUB
Legal Block	2
Legal Lot Number	6A
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2022
Census Tract	850600

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6142 SIMMS DR, LA PLATA, MD 20646-3402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 9, 2019	Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
May 5, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Book / Page	10740 / 419
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6142 SIMMS DR, LA PLATA, MD 20646-3402
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111300367
Date	May 18, 2020
Book Page	11130/367

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 9, 2019
Property Address	6142 SIMMS DR, LA PLATA, MD 20646-3402
Document Number	0107400419
Book / Page	10740 / 419
Map Reference	MB DGB 50 FO 54
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6142 SIMMS DR, LA PLATA, MD 20646-3402

Mortgage

Document Number	10740425
Date	Aug 9, 2019
Instrument	10740/425

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	May 5, 2017
Property Address	6142 SIMMS DR, LA PLATA, MD 20646-3402
Document Number	0098190443
Book / Page	009819 / 000443
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6142 SIMMS DR LA PLATA MD 206463402, LA PLATA, MD 20646-3402

Mortgage

Document Number	98190450
Date	May 5, 2017
Book Page	009819/000450

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,700 (+32.7%) Land $187,000 Building $518,700	$705,700 (+32.7%) Land $187,000 Building $518,700
2025	$17,774.00 (+140.09%)
2023	$7,403.00 Homeowner's exemption	$531,800 Land $187,000 Building $344,800	$531,800 Land $187,000 Building $344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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