6140 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6140 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,227 sqft · built 2017
Lot Size	0.316 acres (13,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,792 (Jul 2026)
Tax Bill	$8,153 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R327459`

Property Details

APN / Parcel Number

Primary APN	`R327459`
Alternative APN	`R8905000000000500000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	2,765 sqft
1st Floor Area	2,227 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,744 sqft (0.316 acres)
Garage Type	Attached
Garage Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6140 86TH ST
City	LUBBOCK
State	TX
Zip	79424-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA L 50
Legal Subdivision	VALENCIA
Legal Lot Number	50
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10415

Owner

Source: Lubbock County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CITY BANK
May 22, 2017	Special Warranty Deed, Transfer · Line of Credit CITYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	202626680
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 7, 2026
Property Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000026680
Instrument Date	Jul 2, 2026
Instrument	202626680
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6140 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000026681,
Date	Jul 7, 2026
Instrument	202626681

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6140 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000017086
Date	May 11, 2023
Instrument	2023017086

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025805
Date	May 26, 2021
Instrument	2021025805

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Mar 1, 2048

February 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 7, 2018
Property Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000004260
Map Reference	FILE2015041651
Instrument Date	Feb 7, 2018
Instrument	2018004260
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6115 87TH ST, 6115, LUBBOCK, TX 79424-5507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000004261
Date	Feb 7, 2018
Instrument	2018004261

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 22, 2017
Property Address	6140 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000017743
Instrument Date	May 18, 2017
Instrument	2017017743
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 64415, LUBBOCK, TX 79464-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 87TH ST, LUBBOCK, TX 79424-5507

Mortgage

Document Number	0000017745
Date	May 22, 2017
Instrument	2017017745

Lender

Name	CITYBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 18, 2018

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,153.00 (-20.53%) Homeowner's exemption	$436,489 (+3.77%) Land $68,720 Building $367,769	$436,489 (+3.77%) Land $68,720 Building $367,769
2024	$10,259.00 (+7.26%)
2023	$9,565.00 (-8.23%)	$420,620 Land $68,720 Building $351,900	$420,620 Land $68,720 Building $351,900
2022	$10,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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