6138 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6138 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,206 sqft · built 2017
Lot Size	0.444 acres (19,357 sqft)
Owner	Individual Name on File
Tax Bill	$13,622 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R327458`

Property Details

APN / Parcel Number

Primary APN	`R327458`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,357 sqft (0.444 acres)
Garage Area	812 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6138 86TH ST
City	LUBBOCK
State	TX
Zip	79424-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA L 49
Legal Subdivision	VALENCIA
Legal Lot Number	490
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10415

Owner

6138 86th St is owned and occupied by an individual who acquired it in December 2019.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Vendor's Lien, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CO
Oct 16, 2019	Loan Modification, Mortgage NOT AVAILABLE
Sep 21, 2018	Loan Modification, Mortgage VISTA BK
Jun 7, 2018	Warranty Deed, Construction Loan · Construction Mortgage AIMBANK
Sep 15, 2017	Special Warranty Deed, Transfer · Commercial Mortgage VISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Prior Sale	Sep 15, 2017
Deed Document Number	2019049166
Record Updated	Jun 8, 2026

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 16, 2019
Property Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000049166
Map Reference	DOC 2015041651
Instrument Date	Dec 13, 2019
Instrument	2019049166
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000049167
Date	Dec 16, 2019
Instrument	2019049167

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000041468
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 87TH ST LUBBOCK TX 794244709, LUBBOCK, TX 79424-4709

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000037113
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 87TH ST LUBBOCK TX 794244709, LUBBOCK, TX 79424-4709

Mortgage

Document Number	0000037113
Date	Sep 26, 2018
Instrument	37113

Lender

Name	VISTA BK
Type	Bank
Address	LUBBOCK, TX 79414

Agreement

Term	12 Months
Due	Sep 25, 2019

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 7, 2018
Property Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000021212
Instrument Date	Jun 6, 2018
Instrument	21212
Transaction Type	Construction Loan
Record Updated	Jun 25, 2018
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 86TH ST LUBBOCK TX 79424, LUBBOCK, TX 79424

Mortgage

Document Number	21213
Date	Jun 7, 2018
Instrument	21213

Lender

Name	AIMBANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 6, 2019

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 15, 2017
Property Address	6138 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000033615
Instrument Date	Sep 7, 2017
Instrument	2017033615
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 64415, LUBBOCK, TX 79464-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 87TH ST, LUBBOCK, TX 79424-4709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033616
Date	Sep 15, 2017
Instrument	2017033616

Lender

Name	VISTA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 6138 86th St was $13,622 with a homeowner's exemption, up 7% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,622.00 (+6.98%) Homeowner's exemption	$680,783 Land $96,785 Building $614,612	$711,397 Land $96,785 Building $614,612
2024	$12,733.00 (+9.44%)
2023	$11,635.00 (-4.4%) Homeowner's exemption	$562,631 Land $96,785 Building $465,846	$562,631 Land $96,785 Building $465,846
2022	$12,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6138 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6138 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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