614 Willow Rd, Naperville, IL 60540 Property Records

DuPage County property record for 614 Willow Rd, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,597 sqft · built 2006
Lot Size	0.267 acres (11,633 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Apr 2021)
Tax Bill	$28,479 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-111-002`

Property Details

APN / Parcel Number

Primary APN	`08-19-111-002`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,597 sqft Living Area
Gross Area	6,038 sqft
1st Floor Area	1,763 sqft
2nd Floor Area	1,786 sqft
Basement Area	1,763 sqft
Finished Basement	1,322 sqft
Unfinished Basement	441 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Lot Area	11,633 sqft (0.267 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	614 WILLOW RD
City	NAPERVILLE
State	IL
Zip	60540-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT 6
Legal Subdivision	MOSER HIGHLANDS
Legal Block	2
Legal Lot Number	2
Legal Unit	6
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1012
Census Tract	846209

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	614 WILLOW RD, NAPERVILLE, IL 60540-6646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	202153676
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000255872
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 6, 2021
Property Address	614 WILLOW RD, NAPERVILLE, IL 60540-6646
Document Number	0000053676
Map Reference	DOC 835554
Instrument Date	Mar 18, 2021
Instrument	R2021-053676
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 WILLOW RD, NAPERVILLE, IL 60540-6646

Mortgage

Document Number	0000053677
Date	Apr 6, 2021
Instrument	R2021-053677

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,479.00 (+3.54%) Homeowner's exemption	$495,988 (+8.53%) Land $156,922 Building $339,066	$1,487,964 (+8.53%) Land $470,766 Building $1,017,198
2024	$27,506.00 (+3.39%)	$457,006 (+9.57%) Land $144,589 Building $312,417	$1,371,018 (+9.57%) Land $433,767 Building $937,251
2022	$26,605.00 Homeowner's exemption	$417,090 Land $131,960 Building $285,130	$1,251,270 Land $395,880 Building $855,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1983–2016)
Claims Outside the SFHA	11 of 16
Most Recent Claim	May 2016 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20