634 Willow Rd, Naperville, IL 60540 Property Records

DuPage County property record for 634 Willow Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 7,432 sqft · built 2007
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$1,359,000 (May 2018)
Tax Bill$30,003 (2025)
Flood ZoneZone X (minimal risk)
APN08-19-111-005

Property Details

APN / Parcel Number

Primary APN08-19-111-005

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area7,432 sqft Living Area
Gross Area7,776 sqft
1st Floor Area2,344 sqft
2nd Floor Area2,695 sqft
Basement Area2,344 sqft
Finished Basement2,000 sqft
Unfinished Basement344 sqft
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleFrench
Lot Area12,632 sqft (0.29 acres)
Garage Area689 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address634 WILLOW RD
CityNAPERVILLE
StateIL
Zip60540-6646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 6
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number5
Legal Unit6
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1012
Census Tract846209

Owner

634 Willow Rd is owned and occupied by two individuals who bought it in May 2018.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address634 WILLOW RD, NAPERVILLE, IL 60540-6646
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on File
Deed SaleMay 14, 2018 · Amount on File
Prior SaleAug 8, 2007 · Amount on File
Deed Document Number201841840
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc0000036340
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 634 Willow Rd was $30,003.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,003.00$514,094 Land $171,893 Building $342,201$1,542,282 Land $515,679 Building $1,026,603
2022$31,024.00$479,370 Land $144,550 Building $334,820$1,438,110 Land $433,650 Building $1,004,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Willow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Willow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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