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614 White St, Key West, FL 33040 Property Records

Monroe County property record for 614 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 825 sqft · built 1933
Lot Size0.057 acres (2,460 sqft)
OwnerIndividual Name on File
Last Sale$1,150,000 (Jul 2021)
Tax Bill$10,823 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00010230-000000

Property Details

APN / Parcel Number

Primary APN00010230-000000
Alternative APNs
  • 01010100010230000000
  • 1010511

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area825 sqft Living Area
1st Floor Area825 sqft
AtticAttic
Attic Area1,320 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2017
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,460 sqft (0.057 acres)

Exterior Amenities

Pool Area200 sqft
PorchUnfinished Open Porch
Porch Area253 sqft
Patio Area120 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1010511
Street Address614 WHITE ST
CityKEY WEST
StateFL
Zip33040-7153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 2 SQR 55 (PT LT 21 - BOOK I PAGES 36-37) G13-2 OR635-149 OR969-1294 OR1090-987 OR1177-87 OR1177-88 OR2316-796 OR2380-2342 OR3113-0235
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionISLAND OF KEY WEST
Legal Lot Number2,21
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3007
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

614 White St is owned by an individual who bought it in July 2021.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address352 95TH ST, STONE HARBOR, NJ 08247-1403
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on File
Deed SaleJul 19, 2021 · Amount on File
Prior SaleSep 22, 2008 · Amount on File
Deed Document Number20212330505
Deed Book / Page3113 / 235
Prior Transfer DateJun 22, 2007
Prior Transfer Doc0023160796
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 19, 2021
Property Address614 WHITE ST, KEY WEST, FL 33040-7153
Document Number0031130235
Book / Page3113 / 235
Map ReferenceMB I PG 36
Instrument DateJul 15, 2021
Instrument2330505
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyFLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address91 BARNEY ST, 91, AGAWAM, MA 01001-2728

Transferred To (Grantee/Buyer)

NameVerified Name
Address352 95TH ST, STONE HARBOR, NJ 08247-1403

Mortgage

Document Number3113239
DateJul 19, 2021
Instrument3113/239
Lender
NameREPUBLIC FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,332,433 Land $843,091 Building $489,342$1,332,433 Land $843,091 Building $489,342
2024$10,823.00 (+8.8%)
2023$9,948.00 (+13.38%)$1,179,142 (+16.85%) Land $722,723 Building $456,419$1,179,142 (+16.85%) Land $722,723 Building $456,419
2022$8,774.00$1,009,092 Land $547,596 Building $461,496$1,009,092 Land $547,596 Building $461,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 White St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 614 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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