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612 White St, Key West, FL 33040 Property Records

Monroe County property record for 612 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1933
Lot Size0.057 acres (2,479 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Jul 2020)
Tax Bill$12,196 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00010280-000000

Property Details

APN / Parcel Number

Primary APN00010280-000000
Alternative APNs
  • 01010100010280000000
  • 1010561

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,580 sqft Living Area
1st Floor Area960 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2014
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,479 sqft (0.057 acres)
Lot Dimensions90 ft deep x 26 ft wide

Exterior Amenities

Pool Area104 sqft
PorchOpen Porch
Porch Area100 sqft
Patio Area349 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1010561
Street Address612 WHITE ST
CityKEY WEST
StateFL
Zip33040-7153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 2 SQR 55 (PT LTS 20 & 21 - BOOK I PAGES 36-37) X-611 OR464-462/63 OR1316-1759 OR1316-1761/63 OR1316-1764/66 OR2397-2477/79 OR2422-1414/16 OR2424-2427/28 OR2431-279/81 OR2505-1104/07 OR2817-1991/94 OR3031-1516
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST SQUARE 55
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3007
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address380 E RAILROAD AVE, BOCA GRANDE, FL 33921-1169
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleSep 29, 2016 · Amount on Record
Deed Document Number20202272896
Deed Book / Page3031 / 1516
Prior Transfer DateSep 23, 2016
Prior Transfer Doc0002093499
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 13, 2020
Property Address612 WHITE ST, KEY WEST, FL 33040-7153
Document Number0030311516
Book / Page003031 / 001516
Instrument DateJul 10, 2020
Instrument2272896
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address380 E BALLROAD AVE BOCA GRANDE FL 33921, BOCA GRANDE, FL 33921

Mortgage

Document Number30311519
DateJul 13, 2020
Book Page003031/001519
Instrument2272897
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
AmountAmount Recorded
Term360 Months
DueJul 12, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,629,176 (+11.2%) Land $849,603 Building $779,573$1,629,176 (+11.2%) Land $849,603 Building $779,573
2024$12,196.00 (+8.55%)
2023$11,235.00 (+15.16%)$1,465,084 (+21.65%) Land $728,305 Building $736,779$1,465,084 (+21.65%) Land $728,305 Building $736,779
2022$9,756.00$1,204,353 Land $551,825 Building $652,528$1,204,353 Land $551,825 Building $652,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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