614 Stephens Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 614 Stephens Rd, Ruskin, FL 33570

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 1999
Lot Size	0.423 acres (18,412 sqft)
Owner	Individual Name on Record
Last Sale	$59,914 (Jul 2017)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058102-5108`

Property Details

APN / Parcel Number

Primary APN	`058102-5108`
Alternative APN	`U303219212000001000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,412 sqft (0.423 acres)
Lot Dimensions	122 ft deep x 146 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0581025108
Street Address	614 STEPHENS RD
City	RUSKIN
State	FL
Zip	33570-6209
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RSC-6
Legal Description	LITTLE MANATEE RIVER SITES UNIT NO 2 LOT 4 BLOCK 1
Legal Range	19E
Legal Township	32S
Legal Section	30
Legal Subdivision	LITTLE MANATEE RIVER SITES UNIT NO 2
Legal Tract	212
Legal Block	1
Legal Lot Number	4
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1004
Census Tract	14002

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 STEPHENS RD, RUSKIN, FL 33570-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Jul 1, 2017 · Amount on Record
Deed Document Number	2017286022
Deed Book / Page	25104 / 1063
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	0198401368
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 20, 2017
Property Address	614 STEPHENS RD, RUSKIN, FL 33570-6209
Document Number	0251041063
Book / Page	025104 / 001063
Instrument Date	Jul 3, 2017
Instrument	286022
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 STEPHENS RD RUSKIN FL 335706209, RUSKIN, FL 33570-6209

Mortgage

Document Number	251041065
Date	Jul 20, 2017
Book Page	025104/001065
Instrument	286023

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2032

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,294 (-23.74%)	$201,103 (-3.11%) Land $96,185 Building $104,918
2025	$3,569.00 (+21.73%)	$207,558 (+7.73%) Land $96,185 Building $111,373	$207,558 (+7.73%) Land $96,185 Building $111,373
2023	$2,932.00 (+8.71%)	$192,657 (+3.81%) Land $80,154 Building $112,503	$192,657 (+3.81%) Land $80,154 Building $112,503
2022	$2,697.00	$185,581 Land $64,123 Building $121,458	$185,581 Land $64,123 Building $121,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2020–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20