Hillsborough County property record for 602 Stephens Rd, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,995 sqft · built 1973 |
| Lot Size | 0.62 acres (27,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $356,000 (Jul 2025) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058102-5002 |
| Primary APN | 058102-5002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 2,165 sqft |
| 1st Floor Area | 1,179 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,020 sqft (0.62 acres) |
| Lot Dimensions | 112 ft deep x 241 ft wide |
| Pool House | 816 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 220 sqft |
| Shed | 1 Shed |
| Utility Building | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0581025002 |
|---|---|
| Street Address | 602 STEPHENS RD |
| City | RUSKIN |
| State | FL |
| Zip | 33570-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | LITTLE MANATEE RIVER SITES UNIT NO 1 LOTS 5 AND 6 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 30 |
| Legal Subdivision | LITTLE MANATEE RIVER SITES UNIT NO 1 |
| Legal Tract | 211 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14002 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 602 STEPHENS RD, RUSKIN, FL 33570-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING |
| Jul 21, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2024 · Amount on Record |
| Deed Document Number | 2025313876 |
| Transfer Doc | 1132000982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 20, 2026 |
| Property Address | 602 STEPHENS RD, RUSKIN, FL 33570-6209 |
| Document Number | 0000325137 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026325137 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 602 STEPHENS RD, RUSKIN, FL 33570-6209 |
| Document Number | 0000325137, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 2026325137 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 21, 2025 |
| Property Address | 602 STEPHENS RD, RUSKIN, FL 33570-6209 |
| Document Number | 0000313876 |
| Map Reference | MB 43 PG 67 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025313876 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1369 OAKFIELD DR, BRANDON, FL 33511-4841 |
| Name | Verified Name |
|---|---|
| Address | 602 STEPHENS RD, RUSKIN, FL 33570-6209 |
| Document Number | 0000313877 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025313877 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,458 (-17.12%) Land $98,032 Building $119,426 | $217,458 (-17.12%) Land $98,032 Building $119,426 | |
| 2025 | $5,386.00 (+341.48%) | $262,389 (+163.97%) Land $139,602 Building $122,787 | $262,389 (-) Land $139,602 Building $122,787 |
| 2024 | $1,220.00 (+11.01%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $99,400 (+3%) | $262,389 (+5.91%) Land $139,602 Building $122,787 |
| 2023 | $1,099.00 (+5.17%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $96,505 (+3%) | $247,738 (-2.62%) Land $116,335 Building $131,403 |
| 2022 | $1,045.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $93,694 | $254,396 Land $93,068 Building $161,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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