614 SE Dolphin Dr, Stuart, FL 34996 Property Records

Martin County property record for 614 SE Dolphin Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1969
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (May 2022)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-023-035-0007.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-023-035-0007.0-2-0000`
Alternative APNs	`03-38-41-023-035-00070-2` `338410230350007020000` `20778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20778
Street Address	614 SE DOLPHIN DR
City	STUART
State	FL
Zip	34996-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROADWAY ST LUCIE ESTATES LOTS 7 8 & 9 BLK 35
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	35
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1035
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 SE DOLPHIN DR, STUART, FL 34996-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage EAST COAST MORTGAGE LENDERS INC
Sep 23, 2020	Warranty Deed, Transfer ROBERT M II & MICHELLE D HOWE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	20222957849
Deed Book / Page	3310 / 1397
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0002957849
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	614 SE DOLPHIN DR, STUART, FL 34996-3239
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 SE DOLPHIN DR, STUART, FL 34996-3239

Mortgage

Document Number	0033101398
Date	May 3, 2022
Book Page	3310/1398
Instrument	2957850

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company
Address	PALM CITY, FL 34990

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 23, 2020
Property Address	614 SE DOLPHIN DR, STUART, FL 34996-3239
Document Number	0031600631
Book / Page	003160 / 000631
Instrument Date	Sep 9, 2020
Instrument	2839298
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 SE DOLPHIN DR STUART FL 349963239, STUART, FL 34996-3239

Mortgage

Document Number	31600638
Date	Sep 23, 2020
Book Page	003160/000638
Instrument	2839299

Lender

Name	ROBERT M II & MICHELLE D HOWE
Address	709 SE ASHLEY OAKS WAY, STUART, FL 34997-2814

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,419.00 (-0.78%) Homeowner's exemption	$231,145 (+5.99%)	$333,000 (+9.37%) Land $170,000 Building $163,000
2024	$3,446.00 (+2.62%)
2023	$3,358.00 (+3.67%) Additional exemption filed	$218,089 (+3%)	$304,470 (+25.3%) Land $160,000 Building $144,470
2022	$3,239.00 Homeowner's exemption	$211,737	$242,990 Land $151,500 Building $91,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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