605 SE Dolphin Dr, Stuart, FL 34996 Property Records

Martin County property record for 605 SE Dolphin Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,981 sqft · built 1947
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,500 (Dec 2025)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-023-036-0007.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-023-036-0007.0-0-0000`
Alternative APNs	`03-38-41-023-036-00070-0` `338410230360007000000` `20787`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,409 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Carport
Garage Area	110 sqft
Carport	Carport
Carport Area	110 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20787
Street Address	605 SE DOLPHIN DR
City	STUART
State	FL
Zip	34996-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROADWAY ST LUCIE ESTATES LOTS 7 8 & 9 BLK 36
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	36
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1034
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3665 BIG PINE RD, MELBOURNE, FL 32934-8537
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	20253161679
Deed Book / Page	3539 / 889
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 18, 2025
Property Address	605 SE DOLPHIN DR, STUART, FL 34996-3238
Document Number	0035390889
Book / Page	3539 / 889
Map Reference	MB 1 PG 4
Instrument Date	Dec 17, 2025
Instrument	3161679
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,126.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5013 SW SAINT CREEK DR, PALM CITY, FL 34990-8816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3665 BIG PINE RD, MELBOURNE, FL 32934-8537

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	605 SE DOLPHIN DR, STUART, FL 34996-3238
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SE DOLPHIN DR, STUART, FL 34996-3238

Mortgage

Document Number	0033340802
Date	Sep 2, 2022
Book Page	3334/802
Instrument	2978932

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jul 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	605 SE DOLPHIN DR, STUART, FL 34996-3238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030782725
Date	Aug 27, 2019
Book Page	3078/2725
Instrument	2771810

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (-0.59%) Additional exemption filed	$158,476 (+5.99%)	$403,770 (+9.13%) Land $170,000 Building $233,770
2024	$2,185.00 (+3.41%)
2023	$2,113.00 (+4.35%) Additional exemption filed	$149,525 (+3%)	$369,990 (+31.42%) Land $160,000 Building $209,990
2022	$2,025.00 Homeowner's exemption	$145,170	$281,530 Land $151,500 Building $130,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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