614 Rincon Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 614 Rincon Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 783 sqft · built 1977
Lot Size0.142 acres (6,186 sqft)
OwnerTrust Name on File
Last Sale$205,000 (Dec 1997)
Tax Bill$4,537 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN044-051-60

Property Details

APN / Parcel Number

Primary APN044-051-60
Alternative APN
  • 044-051-60-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area783 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,186 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address614 RINCON DR
CityAPTOS
StateCA
Zip95003-4859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10-SP
Legal DescriptionLOT 110
Legal SubdivisionDEER PARK VILLA SITES
Legal Lot Number110
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122202

Owner

614 Rincon Dr is owner-occupied and held in a trust since December 1997.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address614 RINCON DR, APTOS, CA 95003-4859
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 1997 · Amount on File
Deed SaleDec 3, 1997 · Amount on File
Deed Document Number199757598
Prior Transfer DateFeb 24, 1997
Prior Transfer Doc0000014231
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address614 RINCON DR, APTOS, CA 95003-4859
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1581, SOQUEL, CA 95073-1581

Mortgage

Document Number0000045757
DateSep 3, 2021
Instrument2021-0045757
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 614 Rincon Dr was $4,537 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,891 (+2%) Land $200,335 Building $133,556
2025$4,537.00 Homeowner's exemption$327,345 Land $196,407 Building $130,938
2023$3,978.00 (+1.87%) Homeowner's exemption$314,633 Land $188,780 Building $125,853$650,700
2022$3,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Rincon Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Rincon Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Nearby Properties on Rincon Dr

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