605 Rincon Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 605 Rincon Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 981 sqft · built 1981
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Jun 2017)
Tax Bill$8,584 (2025)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN044-051-32

Property Details

APN / Parcel Number

Primary APN044-051-32
Alternative APN
  • 044-051-32-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area981 sqft Living Area
Gross Area1,381 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area428 sqft
Patio Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address605 RINCON DR
CityAPTOS
StateCA
Zip95003-4840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10-SP
Legal SubdivisionDEER PARK VILLA SITES 01
Legal Lot Number108
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122202

Owner

605 Rincon Dr is owned and occupied by an individual who acquired it in November 2023.

Source: Santa Cruz County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address605 RINCON DR, APTOS, CA 95003-4840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Intrafamily Transfer, Transfer
Feb 21, 2024Intrafamily Transfer, Transfer
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
WEST CAPITAL LENDING INC
Jun 19, 2017Grant Deed, Transfer · Conventional Mortgage
PRIME LNDG
Jan 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2017 · Amount on File
Deed SaleJun 19, 2017 · Amount on File
Prior SaleApr 1, 2009 · Amount on File
Deed Document Number201720104
Last Transfer DateNov 2, 2023
Transfer Doc0000003163
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 21, 2024
Property Address605 RINCON DR, APTOS, CA 95003-4840
Document Number0000003163
Map ReferenceMB 18 PG 48
Instrument DateNov 2, 2023
Instrument2024-0003163
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address605 RINCON DR, APTOS, CA 95003-4840

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 21, 2024
Property Address605 RINCON DR, APTOS, CA 95003-4840
Document Number0000003162
Map ReferenceMB 18 PG 48
Instrument DateNov 2, 2023
Instrument2024-0003162
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address605 RINCON DR, APTOS, CA 95003-4840

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address605 RINCON DR, APTOS, CA 95003-4840
Transaction TypeMortgage
Record UpdatedMar 8, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RINCON DR, APTOS, CA 95003-4840

Mortgage

Document Number0000006138
DateFeb 24, 2022
Instrument2022-0006138
Lender
NameWEST CAPITAL LENDING INC
TypeNon-Lending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 19, 2017
Property Address605 RINCON DR, APTOS, CA 95003-4840
Document Number0000020104
Instrument DateJun 6, 2017
Instrument20104
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address605 RINCON DR APTOS CA 950034840, APTOS, CA 95003-4840

Mortgage

Document Number20105
DateJun 19, 2017
Instrument20105
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 18, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 24, 2017
Property Address605 RINCON DR, APTOS, CA 95003-4840
Document Number0000002884
Instrument DateJan 17, 2017
Instrument2884
Transaction TypeTransfer
Record UpdatedMar 2, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RINCON DR APTOS CA 950034840, APTOS, CA 95003-4840

Tax Assessment & Valuation

The 2025 property tax bill for 605 Rincon Dr was $8,584 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$686,603 (+2%) Land $480,622 Building $205,981
2025$8,584.00 Homeowner's exemption$673,140 Land $471,198 Building $201,942
2023$7,576.00 (+1.81%) Homeowner's exemption$647,001 Land $452,901 Building $194,100$689,760
2022$7,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Rincon Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Rincon Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

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