Gaston County property record for 614 N Mountain St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1989 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $1,848 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128889 |
| Primary APN | 128889 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 614 N MOUNTAIN ST |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 06 001 032 02 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 30601 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 27, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 24, 2024 | Deed, Transfer |
| May 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on Record |
| Deed Sale | Mar 27, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2024 · Amount on Record |
| Deed Book / Page | 5546 / 255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 0056161348 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5616/1348 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 27, 2025 |
| Property Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 0055460255 |
| Book / Page | 5546 / 255 |
| Instrument Date | Mar 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | LIBERTY PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 0005546258 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 5546/258 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 24, 2024 |
| Property Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 0055131622 |
| Book / Page | 5513 / 1622 |
| Instrument Date | Oct 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 W MOUNTAIN ST, KINGS MOUNTAIN, NC 28086-2712 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 11, 2018 |
| Property Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 0049761699 |
| Book / Page | 4976 / 1699 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3036 SHOAL RD, 3036, CROUSE, NC 28033-9751 |
| Name | Verified Name |
|---|---|
| Address | 614 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422 |
| Document Number | 49761702 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 4976/1702 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,848.00 (-1.02%) | $171,360 (-) Land $14,000 Building $157,360 | |
| 2023 | $1,867.00 | $171,360 Land $14,000 Building $157,360 | |
| 2021 | $83,830 Land $9,000 Building $74,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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