612 N Mountain St, Cherryville, NC 28021 Property Records

Gaston County property record for 612 N Mountain St, Cherryville, NC 28021 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1900
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Apr 2023)
Tax Bill	$2,168 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06001 02800`

Property Details

APN / Parcel Number

Primary APN	`06001 02800`
Alternative APNs	`1641372` `128883`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Heated Area
Flooring	Softwood

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Old Parcel Number	06001 02800
Street Address	612 N MOUNTAIN ST
City	CHERRYVILLE
State	NC
Zip	28021-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 001 028 00 000
Legal Subdivision	NORTH PINK ST
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2039
Census Tract	30601

Owner

Source: Gaston County records · APN 06001 02800

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	612 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Apr 21, 2023	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Document Number	0054051688
Deed Book / Page	5405 / 1688
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	612 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422

Mortgage

Document Number	0055951758
Date	Oct 29, 2025
Book Page	5595/1758

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 21, 2023
Property Address	612 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422
Document Number	0054051688
Book / Page	5405 / 1688
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16101 WOOLWINE RD, CHARLOTTE, NC 28278-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2422

Mortgage

Document Number	0054051691
Date	Apr 21, 2023
Instrument	5405/1691

Lender

Name	ON Q FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$2,168.00	$198,970 Land $15,680 Building $183,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on N Mountain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures