614 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 614 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1958
Lot Size	0.899 acres (39,160 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jan 2021)
Tax Bill	$6,002 (2026)
Deeds & Mortgages	May 2023 Refinance Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:033-10550 B:49 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-10550 B:49 L:0`
Alternative APNs	`LUDL M:33 B:10550 P:49` `5924`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	2,934 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	39,160 sqft (0.899 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5924
Street Address	614 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3018
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 MOORE ST, LUDLOW, MA 01056-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Jun 14, 2017	Deed of Trust, Mortgage PINNACLE FNCL SVC LLC
Jan 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Aug 11, 2017	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Dec 14, 2016 · Amount on Record
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	23682-345
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	614 MOORE ST, LUDLOW, MA 01056-1651
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025013-578
Date	May 22, 2023
Book Page	25013/578
Instrument	23160

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	614 MOORE ST, LUDLOW, MA 01056-1651
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021722-118
Date	Jun 14, 2017
Book Page	21722/118
Instrument	32922

Lender

Name	PINNACLE FNCL SVC LLC

Agreement

Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 29, 2021
Property Address	614 MOORE ST, LUDLOW, MA 01056-1651
Document Number	23682-345
Book / Page	23682 / 345
Instrument Date	Jan 28, 2021
Instrument	6881
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DAVEKIM LN, NANTUCKET, MA 02554-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	6882
Date	Jan 29, 2021
Instrument	6882

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	614 MOORE ST, LUDLOW, MA 01056-1651
Document Number	21809-230
Book / Page	021809 / 000230
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21809-230
Date	Aug 11, 2017
Book Page	021809/000230
Instrument	46567

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,002.00 (+0.86%)	$374,900 (+9.3%) Land $98,400 Building $276,500	$359,418 (+5.47%)
2025	$5,951.00 (+5.53%)	$343,000 (+10.04%) Land $89,500 Building $253,500	$340,765 (+1.38%)
2024	$5,639.00 (+7.7%)	$311,700 (+16.13%) Land $89,500 Building $222,200	$336,110
2023	$5,236.00	$268,400 Land $74,400 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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