614 Kakos Ct, Zion, IL 60099 Property Records

Lake County property record for 614 Kakos Ct, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,110 sqft · built 2001
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2026)
Tax Bill	$7,123 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-113`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,110 sqft
Upper Floors Area	70 sqft
Basement Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	614 KAKOS CT
City	ZION
State	IL
Zip	60099-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE THREE; LOTS 59 & 60
Legal Subdivision	BRIGHTON PONDS PHASE THREE
Legal Phase	3
Legal Lot Number	59,60
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1008
Census Tract	860106

Owner

614 Kakos Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Lake County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 KAKOS CT, ZION, IL 60099-1383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20268194802
Prior Transfer Date	Jul 9, 2014
Prior Transfer Doc	0007113132
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 15, 2026
Property Address	614 KAKOS CT, ZION, IL 60099-1383
Document Number	0008194802
Instrument Date	Aug 12, 2026
Instrument	20268194802
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,722.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 KAKOS CT, ZION, IL 60099-1383

Mortgage

Document Number	0008194803,
Date	Sep 15, 2026
Instrument	20268194803

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	7%
Max Rate	-1%

Mortgage

Document Number	0008194804,
Date	Sep 15, 2026
Instrument	20268194804

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 13, 2022
Property Address	614 KAKOS CT, ZION, IL 60099-1383
Document Number	0007903868
Map Reference	DOC 4461216
Instrument Date	Apr 20, 2022
Instrument	7903868
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 KAKOS CT, 614, ZION, IL 60099-1383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 KAKOS CT, ZION, IL 60099-1383

Mortgage

Document Number	0007903869
Date	May 13, 2022
Instrument	7903869

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	614 KAKOS CT, ZION, IL 60099-1383
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007753926
Date	Feb 23, 2021
Instrument	7753926

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 614 Kakos Ct was $7,123, down 0.6% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,123.00 (-0.6%)	$75,207 Land $9,664 Building $65,543	$225,644 Land $28,995 Building $196,649
2024	$7,166.00 (+12.81%)
2023	$6,352.00 (+3.33%)	$60,985 (+13.17%) Land $7,836 Building $53,149	$182,973 (+13.17%) Land $23,510 Building $159,463
2022	$6,147.00	$53,887 Land $7,029 Building $46,858	$161,677 Land $21,089 Building $140,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 Kakos Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Kakos Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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