605 Kakos Ct, Zion, IL 60099 Property Records

Lake County property record for 605 Kakos Ct, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 948 sqft · built 2002
Lot Size	0.292 acres (12,711 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Oct 2022)
Tax Bill	$7,233 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-110`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	896 sqft
2nd Floor Area	52 sqft
Upper Floors Area	52 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,711 sqft (0.292 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 KAKOS CT
City	ZION
State	IL
Zip	60099-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE THREE; LOT 65
Legal Subdivision	BRIGHTON PONDS PHASE THREE
Legal Phase	3
Legal Lot Number	65
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1011
Census Tract	860106

Owner

605 Kakos Ct is owned and occupied by an individual who bought it in October 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	605 KAKOS CT, ZION, IL 60099-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	20227941203
Prior Transfer Date	Jan 26, 2004
Prior Transfer Doc	0005498393
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 28, 2022
Property Address	605 KAKOS CT, ZION, IL 60099-1901
Document Number	0007941203
Map Reference	DOC 4461216
Instrument Date	Aug 4, 2022
Instrument	7941203
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KAKOS CT, ZION, IL 60099-1901

Mortgage

Document Number	0007941204
Date	Oct 28, 2022
Instrument	7941204

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	605 KAKOS CT, ZION, IL 60099-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KAKOS STREET COURT, ZION, IL 60099

Mortgage

Document Number	0007725333
Date	Dec 9, 2020
Instrument	7725333

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 1, 2017
Property Address	605 KAKOS CT, ZION, IL 60099-1901
Document Number	0007390685
Instrument Date	Apr 12, 2017
Instrument	7390685
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 KAKOS CT ZION IL 600991901, ZION, IL 60099-1901

Mortgage

Document Number	7390686
Date	May 1, 2017
Instrument	7390686

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,827 Land $8,542 Building $67,285	$227,504 Land $25,629 Building $201,875
2024	$7,233.00 (+14.81%)
2023	$6,300.00 (+1.71%)	$61,488 (+13.25%) Land $6,927 Building $54,561	$184,482 (+13.25%) Land $20,783 Building $163,699
2022	$6,194.00	$54,292 Land $6,204 Building $48,088	$162,892 Land $18,614 Building $144,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Kakos Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Kakos Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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